Legal Information
Privacy Policy and General Terms and Conditions of SamenHypotheek.nl
🔒 Privacy Policy
Who are we?
SamenHypotheek.nl is an independent platform of the sole proprietorship:
- Deel Kapitaal (trading under the name SamenHypotheek)
- KvK number: 96419423
- Location: Delft, Netherlands
- Email: info@samenhypotheek.nl
What data do we collect?
- Contact form: name, email address, and message content.
- Calculator: indicative data on income, assets, and debts.
- Waitlist: email address.
- Usage data (Analytics): anonymized statistics via a unique guest_id.
Purpose and Basis
| Purpose | Basis |
|---|---|
| Answering questions | Consent |
| Improving website statistics | Consent (via cookie banner) |
Third Parties
- Supabase — database hosting (servers in EU)
- Google Analytics — anonymized statistics (with consent)
We do not sell your data to third parties.
Your Rights (GDPR)
Based on the GDPR, you have the following rights: Access, Rectification, Deletion, Restriction, Objection, and Data Portability.
Contact us at info@samenhypotheek.nl to exercise these rights.
Last updated: January 2026
📋 Terms & Conditions
Use of Tools and Calculator
The calculator provides an indicative calculation based on general rules. This is NOT financial advice. Always consult a certified mortgage advisor before making decisions.
Cohousing Contract
The cohousing contract and other documents are templates. We strongly advise having these checked by a notary before signing. SamenHypotheek is not a law firm or notary practice.
Liability
SamenHypotheek accepts no liability for (financial) damage or decisions made based on our tools, calculator, or information on this website.